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Renowned Insurance Executive Laurel Blond

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The Benefits of Long-Term Care Insurance

An experienced insurance professional, Laurel Blond currently oversees the Maurice Blond Agency, Inc., as the New York-based company’s president. Laurel Blond’s professional expertise includes life insurance and long-term care insurance.

Despite the fact that most people will need some sort of long-term care after they retire, a relatively small number of Americans sign up for long-term care insurance. In fact, only 7 percent of the nation’s population currently has any such protection. Although many people may be unaware that this type of insurance exists, the main reason more individuals do not purchase long-term care coverage is the cost.

While prices vary, depending on personal factors, such as age and health, the annual cost for long-term care insurance is typically no more than a few thousand dollars. However, the annual cost of long-term care without insurance can run anywhere from $30,000 to $100,000. In addition to having financial benefits, long-term care insurance can provide peace of mind and protect caregivers, including adult children, from the physical and emotional strain of caring for an ailing parent.


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Tips for Buying Antique Furniture for the Home

Laurel Blond, president of the Maurice Blond Agency, Inc., enjoys shopping for antiques in her free time. Typically found shopping in Upstate New York, Laurel Blond decorates her house with antique furniture.

When going antique furniture shopping, measuring the area where the desired piece will go prevents buying an item that is too big or small. This is especially helpful when attending antique auctions or fairs because it allows for more accurate bidding and expectations. Although it may be difficult, checking the shape of an item without focusing on the color or normal wear and tear widens the range of possible pieces of furniture. Since antique furniture can be refinished, looking at the overall design helps shoppers find the true gem they are looking for.

However, checking for rotting wood or major missing pieces is still important because refinishing too much damage is expensive and not always possible. When looking at upholstered furniture, keeping an eye out for signs of bugs or damaged fabric avoids bringing unwelcome guests into the home.