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Renowned Insurance Executive Laurel Blond


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The Benefits of Long-Term Care Insurance

An experienced insurance professional, Laurel Blond currently oversees the Maurice Blond Agency, Inc., as the New York-based company’s president. Laurel Blond’s professional expertise includes life insurance and long-term care insurance.

Despite the fact that most people will need some sort of long-term care after they retire, a relatively small number of Americans sign up for long-term care insurance. In fact, only 7 percent of the nation’s population currently has any such protection. Although many people may be unaware that this type of insurance exists, the main reason more individuals do not purchase long-term care coverage is the cost.

While prices vary, depending on personal factors, such as age and health, the annual cost for long-term care insurance is typically no more than a few thousand dollars. However, the annual cost of long-term care without insurance can run anywhere from $30,000 to $100,000. In addition to having financial benefits, long-term care insurance can provide peace of mind and protect caregivers, including adult children, from the physical and emotional strain of caring for an ailing parent.

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Tips for Buying Antique Furniture for the Home

Laurel Blond, president of the Maurice Blond Agency, Inc., enjoys shopping for antiques in her free time. Typically found shopping in Upstate New York, Laurel Blond decorates her house with antique furniture.

When going antique furniture shopping, measuring the area where the desired piece will go prevents buying an item that is too big or small. This is especially helpful when attending antique auctions or fairs because it allows for more accurate bidding and expectations. Although it may be difficult, checking the shape of an item without focusing on the color or normal wear and tear widens the range of possible pieces of furniture. Since antique furniture can be refinished, looking at the overall design helps shoppers find the true gem they are looking for.

However, checking for rotting wood or major missing pieces is still important because refinishing too much damage is expensive and not always possible. When looking at upholstered furniture, keeping an eye out for signs of bugs or damaged fabric avoids bringing unwelcome guests into the home.


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The Basics of Life Insurance Policies

Laurel Blond, a graduate of Harvard University, currently serves as president of the Maurice Blond Agency, Inc., a provider of life, health, disability, and long term care insurance. Laurel Blond is married to Rabbi Leib Tropper.

Choosing a life insurance plan represents one of the most significant decisions an individual or family can make. Fortunately, there are a few guidelines to keep in mind while shopping for policies that can make the process easier. To begin with, life insurance policies are separated into two distinct groups: whole life and term policies. Whole life is much more expensive when compared to term policies, which act as pure insurance coverage. It is advisable not only to shop for a number of different quotes, but also to look at plans with a variety of options. This will help give you an idea of exactly what type of coverage is out there and how much it costs.

Any agent or organization that is selling a life insurance policy should be able to explain each of their plans in full detail with a clear bottom line. If they cannot, take your business elsewhere. On the other hand, if you have found a life insurance professional who works well for you, do not hesitate to ask him or her as many questions as you can think of. Finally, after purchasing a policy, continuously ensure that its stipulations and parameters are relevant and do not need to be updated.


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The Job of an Insurance Agent

After graduating from Tufts University with a bachelor of science and then from Harvard University with a master’s degree, Laurel Blond was persuaded by her father to join The Maurice Blond Agency, Inc. Laurel Blond began there as an agent selling health insurance until growing as an expert in long term care and life insurance, eventually claimed her role as president of the firm.

Insurance agents are typically highly knowledgeable in their line of insurance. For a specialized agent, like those going into a specific field such as health insurance, it is almost always required that they earn a college degree in order to gain employment. Even after securing a job, an individual has continual training in the field of their specialty that must be completed while they work, so that they gain the necessary information to provide to clients.

Additionally, an agent’s earning are linked to the growth rate of the economy. The current recovery from the economic recession is improving job opportunity and stability for prospective insurance agents. Even in light of an economic downturn, a motivated agent can greatly impact their monetary gain and job performance simply by following ambition. Having a willingness to work, great communication skills, a positive attitude are all more likely to sell policies and products, improving job performance and making a successful insurance agent.


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Massachusetts General Hospital Conducts Food Labeling Trial

Laurel Blond, current President of The Maurice Blond Agency, has been working at the firm since 1985, when she started as an insurance agent. Having earned a bachelor’s degree from Tufts University and a master’s degree from Harvard University, Laurel Blond is highly experienced and knowledgeable in health insurance and care policies. She has utilized this knowledge not only within her investment agency, but has also during her tenure at Massachusetts General Hospital in Boston, Massachusetts.

Mass General Hospital was officially founded in 1811, and since then has become a historical site of many medical advances. In March of 2010, the historical medical facility implemented the use of color-coded, “traffic light” food labels in all items in the cafeterias. A green label was used for the healthiest food choice, a yellow label for less healthy meals, and a red label for food choices with little to no nutritional value. For 24 months, a Mass General Hospital team studied the purchase patterns of patrons, employees, and visitors and found that there was a 12 percent increase in the purchase of green-labeled meals, and a decrease in the purchase of red-labeled meals by 20 percent. These changes were due not only to the labeling of foods and beverages by their nutritional value, but also to placement of the most healthy choices in the most immediately visible areas.

The team concluded that food labeling and placement are instrumental in promoting healthy food choices and submitted this information in a comprehensive report to the American Journal of Preventative Medicine. Though progress has been made and valuable research has been collected, Mass General Hospital will continue to develop even more effective strategies to encourage healthier eating.


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Laurel Blond: Antique Shopping in Upstate New York- Hudson Valley Region

Resident of New York City, Laurel Blond is president of the Maurice Blond Agency, an insurance firm offering life, health, disability, and long-term insurance from its office on Fifth Avenue. When not taking care of her prized customers, Blond enjoys antique shopping in upstate New York.

New York City provides access to nearly everything a person could want. However, many residents opt to travel upstate New York to gain access to some of the best antique shops in the state. Read ahead to learn about a few of the shops in the Hudson Valley region:

Spooky River Antiques and Collectibles: In Cold Spring, this shop specializes in Arts and Crafts furniture as well as pottery and lithographs.

Eustace & Zamus Antiques: In Hudson, this store emphasizes period American furniture and accessories from the 18th Century.

Black Scottie Antiques, Inc: Located in Montgomery, Black Scottie Antiques is one of the largest shops with five stories.

20th Century Gallery: Also in Hudson, this store specializes in furniture designed by American architects during the 20th Century.


From the Desk of Laurel Blond: Long-Term Care Insurance

If you have health insurance, your insurance pays your medical bills in the event of illness or injury. Health insurance, however, usually does not cover the costs of long-term care, which may present a significant financial risk.

Long-term care insurance offers protection if you require sustained support due to a disability or chronic illness. The insurance covers care both in a nursing home and in your own home or an assisted-living facility. A long-term care policy might also cover the cost of services such as visiting nurses, meal preparation, help with household chores, or adult daycare.

Long-term care is expensive, though the amount depends on the length of time and the level of care required. Most long-term care expenses are borne by the patient and the family. Medicare pays a limited amount and often covers only short-term care. Medicaid is available for people who meet federal poverty guidelines and for nursing home residents who have exhausted their savings.

Several types of long-term care insurance exist. Premiums vary depending on the level of benefits you choose as well as your age and other factors. A licensed agent who specializes in long-term care insurance is the best source for extensive information.

Maurice Blond Agency, Inc., offers a comprehensive range of insurance, including disability, health, and life. Laurel Blond serves as President of the agency, which is located on New York’s Fifth Avenue. Possessing expertise in long-term care insurance, Ms. Blond shares her knowledge at numerous seminars. Laurel Blond is married to Rabbi Leib Tropper. The couple has three children and one grandchild.